Financial institutions

FHU Students Meet with State Department of Financial Institutions Commissioner

Greg Gonzales is the 18th commissioner of the Tennessee Department of Financial Institutions and is the state’s chief regulatory officer for all state-licensed custodial and noncustodial financial institutions. HENDERSON, TN (PRWEB) March 14, 2022 Commissioner Greg Gonzales of the Tennessee Department of Financial Institutions encouraged FHU students to use their unique Christian upbringing to do […]

Financial security

How women are boosting Americans’ financial security

March is all about celebrating women’s history, and unfortunately in the world of financial advice, some of that history isn’t as big as we’d like. For example, almost a third of the gender gap in financial literacy is attributed to women’s low confidence levels, compared to a knowledge gap, according to at the Global Center […]

Financial literacy

It may take time for women’s wages to improve. But financial literacy, more women leaders and support from men can help close the gender pay gap

An ambitious woman who takes care of her family so effectively is no longer a rare breed. The Covid pandemic has forced working women with the double burden of balancing their careers and managing their households, not forgetting to also take care of children in several cases. These women are an excellent example of capacity […]

Financial literacy

Women lag behind men in financial literacy. It’s time to change that

Donna Smith is the Director of MBA Programs at Ryerson University’s Ted Rogers School of Management. Last month, the news was filled with reports that the United States women’s soccer team won a long-running pay equity case for parity with its male peers. It was a stark reminder that in all walks of life, financial […]

Financial plan

A rise in interest rates should prompt a review of your financial plan – It’s your money

Picture: Contributed Interest rates are near their lowest in some time, but that all changed on March 2 when the Bank of Canada (BoC) raised its benchmark interest rate to 0.5%. While the Bank of Canada was signaling hikes quite clearly, its March 2 statement acknowledged that inflation was warming up even faster than expected, […]

Financial plan

Sunrise Financial Planning can help you start your financial plan now

Do you have a financial plan in place? What is a financial plan? Aspirations and dreams, we all have them! You might want to buy your own home, renovate your existing home, send your kids to college, travel the world, or retire early. No matter how big your hopes and dreams are, you need money […]

Financial plan

Roses, chocolates and… A financial plan? Couples Love Security: A Study

A new study reveals that couples do better financial planning than singles. This Valentine’s Day, singles looking for happily ever after should give themselves a written financial plan — something they’re about half as likely to do as couples — to get a boost in life. savings and other benefits. That’s according to a new […]

Financial literacy

Wisconsin Republicans propose bill requiring financial literacy courses for high school students

February 10, 2022 6:22 p.m. Job : February 10, 2022 6:22 p.m. Update: February 10, 2022 6:48 p.m. WEST SALEM, Wis. (WKBT) — Taxes, debt and budgeting are life skills everyone needs. Wisconsin Republicans are proposing a bill making these skills mandatory in high schools. Under the bill, high school graduates would be required to […]

Financial plan

7 emotional biases that are derailing your financial plan

By Mary Chapman, CFP Emotional biases are the instinctual feelings that influence the decisions we make. They are generally not based on thoughts or beliefs. They are often behind the split-second decisions we make. We all have them. That’s not always a bad thing; however, since these biases are based on our experience and emotions, […]

Financial plan

Only a third of households report having a written financial plan

The tangible benefits for employees of having a written financial plan are clear, according to a Hearts & Wallets survey of 5,794 US households. Research has found that Americans who have a financial plan benefit from increased savings, better asset allocation, greater confidence in making financial decisions, and more balanced portfolios, along with other measures […]

Financial security

Securing your path to financial security

WHEN we talk about financial security, many of us think about how to earn more, save more, and invest more in order to be more financially secure for the future. While this is an advised and proactive strategy for working towards financial security, we should not overlook the importance of devoting time, money and effort […]

Financial plan

Rich or poor, it’s never too late to germinate a financial plan – Press Enterprise

This year, we may have made the same resolutions as in the past: lose weight, exercise, save more, or pay off debt. In fact, 65% of Americans ages 18 and older considered a financial goal for the New Year, according to a 2021 study by Fidelity Investments. The main financial goals were to save more […]

Financial plan

“Big Joe” Clark Column: What’s in Your Financial Plan? | Columns

Overpayment of fees and expenses is an area of ​​investing that requires special attention. Twice last year our company changed ETF provider due to cost/benefit ratio. Reducing fees does not guarantee exceptional performance, but unjustified or unnecessary fees and expenses reduce annual returns. Always strive to reduce friction. Friction is anything that creates unnecessary obstacles […]

Financial plan

Yes, you need a financial plan

Financial planning can help you better understand where you are financially, how to prepare for the challenges ahead, and how to plan where you want to go. If you haven’t prepared a financial plan for yourself or your family, a financial advisor can help. Here are the typical steps in the planning process: Goal setting […]

Financial plan

When It Comes To Your Financial Plan, You Can’t Trust A Computer

During my annual physical recently, the doctor took my vital signs, reviewed my medical records and, after reading my EKG results, said, “Well, the computer says you’re having a heart attack.” But the computer got it wrong. I’m in my 40s and I run marathons, and my heart rate is extremely low. So, after reading […]

Financial plan

Your 2022 financial plan – 3 times to call on the experts

January is a time when many people start making plans for the coming year. But when it comes to your finances, focusing only on what you want to achieve in 2022 might not be enough. Rather than just looking at your next big financial goal, you should be thinking about other milestones that could come […]

Financial plan

Senior Living: Is your financial plan in place?

Breadcrumb Links Life Financial wealth is built on three foundations: income, insurance and investments. Publication date : December 27, 2021 • December 29, 2021 • 4 minute read • Join the conversation When it comes to building wealth, you need to make sure all the financial pieces are in place. Photo by CHLOE CUSHMAN/NATIONAL ARTWORK […]

Financial plan

Give a gift that lasts: a solid financial plan |

As the holiday season approaches, I remember the Christmas gatherings and the exchanging of gifts among family and friends. Although we all love receiving gifts, it’s the joy I get from giving that is most rewarding. This is especially true when the gift is something that has a lasting impact for the recipient. It may […]

Financial plan

FP Answers: What is the difference between a financial plan and an investment plan?

Breadcrumb Links Personal finance Financial Literacy Don has $800,000 in investments. He wants to set lifestyle goals, but also have a roadmap to the right long-term investment strategy Publication date : December 10, 2021 • December 10, 2021 • 5 minute read • Join the conversation A comprehensive financial plan should address all elements of […]

Financial plan

What is a financial plan and how do I make one? (And stick to it)

Written by Minyoung Park For many of us, the pandemic has changed our saving and spending habits and led to a reassessment of our financial health. He also emphasized the importance of creating a step-by-step approach to achieving financial goals, otherwise known as financial planning. A financial plan serves to help you control your income […]

Financial security

Inaugural Forbes ‘Top Financial Security Professionals’ List Recognizes Three Northwestern Mutual Advisors in Virginia | State

RICHMOND, Va., November 3, 2021 /PRNewswire/ — Northwestern Mutual today announced the Virginiaexisting councilors who were appointed to the Forbes List “Best Financial Security Professionals 2021”. The list recognizes top performers within the financial industry based on criteria such as industry experience, revenue, assets under management, client loyalty, compliance record, community involvement and best practices, […]

Financial security

Forbes Announces First-Ever Ranking of America’s Top Financial Security Professionals

Forbes Announces Ranking of America’s Best Financial Security Professionals Forbes NEW YORK – October 19, 2021 – Forbes, in partnership with SHOOK Research, today announced its inaugural ranking of America’s Top Financial Security Professionals (FSPs). The Forbes/SHOOK ranking offers a performance ranking of the top 250 finance professionals who are also licensed to sell insurance. […]

Financial plan

Having a Crucial Financial Plan During Uncertain Times – Lifestyle

Sudibyo Wiradji (Jakarta Post) Jakarta ● Mon 18 October 2021 2021-10-18 09:23 105 2585ce4f3192e686844ec057dc198149 4 Way of life health To free Procrastination is known to be a habit that many people have, for example, procrastination on work, medical checkups, and financial planning. These habits are to be avoided given the inconvenience they may cause in […]

Financial plan

Orange County Offers Public Workshop on County Strategic Financial Plan, Budgeting Processes, and American Rescue Plan Act (ARPA) Funding

The following is a press release from an organization not affiliated with Voice of OC. The views expressed here are not those of Voice of OC. FOR IMMEDIATE RELEASE Contact: CEO CommunicationsCEOCOM@ocgov.com Orange County Offers Public Workshop on County Strategic Financial Plan, Budgeting Processes, and American Rescue Plan Act (ARPA) Funding Santa Ana, California. (September […]

Financial plan

Should you change your financial plan due to short-term changes in inflation and monetary policy?

by Massi DeSantis The Federal Reserve Bank (“the Fed”) has been in the spotlight since the onset of Covid-19, taking a number of steps to help the economy weather the pandemic. You’ve heard of easy money, zero interest rates, reverse repos, quantitative easing, and you might be wondering what all of this means for your […]

Financial plan

FP explains: How to master your own financial plan for your personal lifestyle

Breadcrumb Links Most of us have no idea how much money we will need to live comfortably for the rest of our lives. Follow these steps to write a successful financial plan Publication date : Sep 03, 2021 • September 3, 2021 • 4 minute read • Join the conversation Financial planning is about your […]

Financial security

How covid harmed financial freedom and financial security of Indians: survey

The Freedom of Life Index developed by HDFC Life fell by 4.8 points in 2021, indicating that the financial security of Indians had been affected. The freedom of life index is made up of four indices. Each of the four sub-indices has a different weighting in the composite index. Scores are based on responses from […]

Financial plan

Build a financial plan? You may already be on your way

Whenever his mother plays mahjong with her friends, the conversation invariably turns to what their children are doing, said Mr. Paul Lee (not his real name). Not that he minds because he also wants to know how his peers are doing, especially their career trajectories, who is dating or about to get married, or just […]

Financial plan

Find gaps in a client’s financial plan

Offering wealth management services is something all accounting firms should do for all clients who need it. My premise is that everyone needs some kind of financial planning; the scope and depth of engagement will vary depending on the complexity, but all of your company’s customers have financial issues and needs. The hard part is […]

Financial plan

Covid-19: We must put in place a financial action plan to achieve vaccine equity

Dear G7 Leaders, We are writing to you ahead of your crucial summit meeting in the UK to urge you to provide the leadership the world needs to respond to covid-19. It is now imperative that we put in place a financial action plan to achieve the vaccine equity needed to save lives, restore hope […]

Financial plan

Follow these tips to design a solid long-term financial plan

Financial planning: It would be unwise to design a plan without knowing what you want to save for The coronavirus pandemic has forced us to make several adjustments in our day-to-day lives. Amid growing uncertainty, today’s working population is shifting their goals to those who are closely aligned with checking off items on their to-do […]