Financial plan

Build a financial plan? You may already be on your way

Whenever his mother plays mahjong with her friends, the conversation invariably turns to what their children are doing, said Mr. Paul Lee (not his real name). Not that he minds because he also wants to know how his peers are doing, especially their career trajectories, who is dating or about to get married, or just […]

Financial security

Black men have less financial security than white men

When it comes to the ingenious use of money, there is a huge disparity between black Americans and white Americans. Consider this: The average value of savings and investments for white men is $422,000, more than double the $168,000 for black men. These worrying numbers, compounded over time, mean middle-class Black Americans will have less […]

Financial plan

The Long-Term Impact of Creating a Financial Plan

Big Ten women’s basketball tournament kicks off Indy’s… 8 hours ago BBB publishes a list of tips to help you prepare for… 9 hours ago Response to President Biden’s State of the Union… 9 hours ago IMS is looking to fire on all cylinders and find workers,… 10 hours ago A local American airman returns […]

Financial plan

Importance of creating a financial plan for your new family

Why it’s important to create a financial plan for your new family Financial planning helps you identify your short- and long-term goals and create a roadmap for achieving those goals. That’s why having a financial plan is crucial, whether you’re single or looking to start your own family. However, financial planning is even more important […]

Financial security

Biden’s child cash benefit could give families financial security. For a little while, anyway.

Back-to-school outfits bought in a store, rather than donated. A $50 entry fee for cheerleading and $70 for soccer, after-school activities kids have been begging to join for years. Maybe even the occasional payment from the Tooth Fairy, which was put on hold because money was tight. These are things Mary Beth Cochran will be […]

Financial security

Anticipating a major opportunity to improve financial security, Commonwealth Tax Credit Access Initiative for Low and Moderate Income Families of Color

BOSTON–(BUSINESS WIRE)–Commonwealth, a national nonprofit organization that builds financial security and opportunity through systemic change, today announced the ARPA Access Initiative, funded by JPMorgan Chase, the Prudential Foundation, the Rockefeller Foundation and the WK Kellogg Foundation. . The fundamental changes to the tax code included in the American Rescue Plan Act of 2021 (ARPA) present […]

Financial security

Generation Z: investing for financial security and social justice

America’s Generation Z, born after 1995, now makes up 20% of the population and a rapidly growing share of the workforce. These young people are graduating from school and into adulthood with $115.5 billion in student debt and a cost of living that exceeds wages in many areas, following a pandemic that has highlights economic […]

Financial security

Ulunma Onokala Izejiobi: Reducing Barriers to Achieve Financial Security

Ladder works is a publishing platform for various picture books and online programs whose mission is to empower more than one million children to become social entrepreneurs. Our current series features our interplanetary journalist Spiffy’s interviews with inspiring social entrepreneurs and entrepreneurial ecosystem builders advancing the UN SDGs. Happy to see you again! This is […]

Financial security

Elite universities face a tightrope between integrity and financial security

The University of Cambridge has been criticized for a collaborative project with the United Arab Emirates (Photo credit: … [+] TOLGA AKMEN/AFP/Getty Images) Getty One of the world’s most prestigious universities has been embroiled in an academic integrity row over a $430 million donation from a regime known for its human rights abuses. And the […]

Financial plan

A well-thought-out financial plan leaves more money for retirement

Pay yourself first as part of your budgeting system. Twenty years ago this month, I made a substantial career change from journalism to the world of investing. I had just enough mindful money to make the switch, but far from having a thorough sense of personal finance, let alone the technicalities of managing investments. I […]